[Premium Material] Made from premium PU leather, soft-touch with natural grain, featuring a durable and practical structure that looks luxurious. Includes multiple compartments and pen loops for convenient storage of cards, cash, coupons, tickets, and more.[Multicolor Budget Binder] A6 binder features a colored cover and unique buckle closure. This budget binder includes cash envelopes and is structured with a stainless steel mechanism that opens and closes smoothly. It has 4 card slots, 2 pockets, and 2 side pouches for passport, tickets, notes, etc., and 2 pen holders. Compact and lightweight, it is easy to carry and ideal for office, meeting, school, and travel use.[Cash Envelopes System] The cash envelopes are waterproof and tear-resistant, helping protect money from water and dust. Each money organizer has 6 punched holes, allowing the envelopes to be used with the budget binder for budgeting purposes or individually as needed.[Widely Used] The cash envelope system helps track cash inflow and outflow, supporting better money management, controlled spending, debt prevention, savings, and achieving budget goals. The A6 binder can also be used as a money organizer, budget planner, personal organizer, or notebook. Makes a great gift for graduates, teachers, family, colleagues, and children.Color: Black Material: PU + PVC Package Contents: 1 x A6 notebook binder 8 x A6 binder pockets 12 x A6 expense budget sheets 1 x ruler 2 x stickers Note: Light and display differences may cause slight color variations between the image and the actual item. Measurement allows an error of +/- 1-3 cm.